Financial Planning

Financial Planning ……what does it mean?

“Financial Planning” encompasses many different disciplines – including:

    • Investment Strategies.
    • Risk Management.
    • Superannuation and Retirement planning.
    • Liability and Taxation planning.
    • Estate Planning.
    • Wealth Accumulation.

After determining the areas in which financial advice is required, the financial planner will provide considered advice in the design, implementation and maintenance of a Financial Plan for the purpose of achieving a client’s short, medium and long-term financial objectives.

This Financial Planning process involves the following steps:

    • Collection and analysis of all relevant personal and financial data.
    • The identification of financial goals and objectives.
    • Define the scope of engagement and identify any financial problems.
    • Wealth Accumulation.
    • The provision of recommendations in a detailed written report, after considering various alternatives and having fully analysed:
    • Current financial situation and associated concerns.
    • Investment profile and attitude to investment volatility and risk.
    • Income and expenditure.
    • Cash flow and surplus savings capacity.
    • Assets and liabilities.
    • Legislative and taxation considerations.
    • Risk management.
    • Estate planning.
    • Investment and product analysis.
    • The co-ordination and implementation of recommendations.
    • The provision of periodic review and plan updates.

The Financial Planning organisation we refer to has an unruffled and “Plain English” advice process.

Further information can be obtained by visiting